Короткий опис (реферат):
Digitalisation plays an important role in developing the financial market, ensuring speed, transparency, and stability and meeting consumer demands. The Ukrainian financial system is also implementing digital technologies, but it is amid an economic crisis caused by the war. The study aimed to determine the level of digitalisation in the Ukrainian financial market by analysing the dynamics of creation and specifics of financial technology companies (fintech companies). The methods of induction, deduction, analysis, synthesis, logical inference, statistical method of trend identification based on the trend line, and graphical method were used to achieve this goal. The study's results revealed an upward trend in the creation of fintech companies until 2019, followed by a decline due to the pandemic and the war in the country. The activities of fintech companies were dominated by providing technology and infrastructure, personal lending, and mobile wallets. In contrast, the number of companies providing blockchain technology has declined recently. The number of fintech companies in the advisory, analytical, and financial management sectors has increased. Trends in the dynamics of fintech companies over the past 7 years have shown a growing demand for technology and infrastructure, mobile wallets, personal lending, advisory services, and financial management, which indicates the rapid adoption of technology and the strategic digital transformation of the financial market. However, there were no new payment system upgrade companies, neobanks, or blockchain technologies, which limits the options available to users. On the negative side, there was a low level of cybercrime and fraud prevention, which threatened the security of financial transactions.
